Insurance Products
Agriculture Insurance
Protect your livestock and crops. The Government of Nepal pays up to 80% of your premium.
Farming is unpredictable. Sanima GIC Agriculture Insurance protects your cattle, poultry and crops against disease, accidents and natural disasters — while government subsidies keep your out-of-pocket cost low.
Plans
Choose Your Plan
Up to Rs 50 LakhGovernment pays 80% of the premium.
Rs 50 Lakh – 1 CroreGovernment pays 65%.
Above 1 CroreGovernment pays 50%.
Included
What you get
- Protection for cattle, buffaloes, goats, pigs and poultry
- Coverage for specialised livestock (ostrich, kalij, bees, fish)
- Crop protection against named natural disasters
- Built-in personal accident cover for the farmer/owner
- Fast claim settlement backed by local veterinary networks
Coverage Details
What's protected, and what isn't
- Infectious and contagious disease
- Accidents — snakebite, lightning, drowning
- Natural disasters — flood, landslide, earthquake
- Calving and birthing complications
Before You Buy
Good to know
- Animals must be healthy, vaccinated and tagged at inception.
- Subsidy is handled directly — you pay only your share.
- Do not dispose of a dead animal before the veterinary inspection.
- The built-in PA cover protects the farmer's family.
Claims
Claim in 3 steps
- 1Protect & Reportisolate the animal; notify us and the vet immediately.
- 2Certifydeath/post-mortem certificate from an approved veterinarian.
- 3Settlesubmit to the branch; subsidy-adjusted payment.
Questions
Frequently asked questions
No — you pay only your 20–50% share.
Most livestock plus specialised species per the directive.
Yes — built-in personal accident cover.
Contact an approved vet and keep every record.
Full terms, limits and rate tables live here — not on this page.
Ready when you are
Estimate your premium in under a minute, or talk it through with our team.
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